First off I am not scared period, I carry for my personal protection as is my right.
If the water is rough and I know I am not going in deeper than maybe knee deep then I carry, if I decide I am going to hunt in the water and hunt deeper than knee deep I do not carry my piece in the water, I leave it in my car and I carry my knife. When I hunt beaches at night I always carry 100% of the time, when I hunt land I also always carry. I carry 99.5 percent of the time 24/7, 365 days a year, the only time I am not carrying is when it violates the law as it can jeopardize my CCW license. You can't carry in government buildings, police stations, schools, banks and straight up bars in Florida, but I do carry in all other locations like the malls, theaters, stores, gas stations, grocery stores, church, parks, basically anywhere else I am at.