Perhaps this is whats wrong with the ZeroCare web site ...

[Chadeaux]

Chadeaux, as long as you maintain insurance, pre-existing does not apply. It was the insurance portability act thingy, I'll put a link to help explain better.
It's called "credible coverage", the insurance company can supply you with a letter of credible coverage. Also, certain conditions may not be pre-ex, if you have not had a re-occurance within a specific time-frame(2 or 3 yrs).
This is why, when you have pre-ex, it's important not to let your coverage lapse(most are forced to pay the Cobra).

Certificates of Credible Coverage Under the Health Insurance Portability and Accountability Act of 1996 - FindLaw

It's possible you may could get a health plan through a regular insurance company, that will be comparable to the Obamaplan. I don't know. But, it also seems too, that for a family of 3, ya'll may fall below the poverty guidelines, that your child could be covered under Medicaid? It's been about 5, 6 yrs since I worked medical/healthcare(I billed Medicaid for hospitals, help get ppl approved for Medicaid/disability), some of the rules/guidelines may have changed since then. Are you not a Vet, eligible for VA care?

Try not to let this get to you, and aggravate any pre-ex conditions!
If I can be of any type help/support, please feel free to pm me. Hang in there!

Well, seeing my income level, I'm sure you understand that I cannot afford the insurance to begin with. I also cannot afford the COBRA premiums.

As of January 1, my ONLY alternative will be through the exchanges with the hope that I can get subsidy to pay the cost.

My wife and daughter go to the local clinic (sliding fee) for most treatment.

BTW, Medicaid no longer exists as of January 1, 2013 as well ... persons being treated for Breast and Cervical cancer lose their benefits come January 1 because Medicaid (according to the state of Arkansas DHS) ENDS on December 31, 2013.

 

Amazon Forum Fav 👍

A History of Mining on the Kenai Peninsula, Alaska - Grab it through Amazon!

[mr_rich]

I'm sorry, A Government that can't balance a budget or run a post office or much of anything efficiently running health care. No thanks! Insurance companies and contract holders are the real ones benefiting from Obamacare.

 

[DizzyDigger]

Dizzy, if you live in Washington you need to go to
www.wahealthplanfinder.org to sign up for low cost insurance under o-bamacare.
There are different plans with different premiums so look around. I ran this for "silver" plan coverage if you and your wife
were both age 50 with a 24,000 annual income. The government covers a lot of the cost according to this.
Washington Health Benefit Exchange :: Individuals & Families Cost Estimate Calculator

Thanks for the link PB. I went and checked the site, and surprised to see that I could check
some rates without giving them my entire life's medical history. The results are bitter/sweet.

They offered a "in county" plan that would be under $100 a month, but that's useless
if I'm down in Nevada or Calif. and got sick.

The next level up was about $175 a mo. (affordable), and that really made me
happy...until I saw that over $900 a month would be paid by other peoples hard
earned money. Everyone in the country has bills to pay, and the Gov't has no right
to force Americans to pay another citizens bills for them, and that's exactly
what this is all about.

I would never ask other people to pay my bills for me. It just ain't right.
Not sure if we'll sign up for it or not, or if I'll pay their fine, but either way...
.....they can still bite me.

 

[Treasure_Hunter]

Thanks for the link PB. I went and checked the site, and surprised to see that I could check
some rates without giving them my entire life's medical history. The results are bitter/sweet.

They offered a "in county" plan that would be under $100 a month, but that's useless
if I'm down in Nevada or Calif. and got sick.

The next level up was about $175 a mo. (affordable), and that really made me
happy...until I saw how much of it would be paid by other peoples hard earned
money. We may be poor to a rich man's eyes, but having others pay my bills for
me really sticks in my craw..it's just not right.

Dizzy that is because you were taught at a young age to have self respect and to pay for your own way in life....

Sent from my new Galaxy Note3
now Free

 

[Chadeaux]

So far I've logged over 20 hours in the last three weeks online and 7 hours on the phone as well as countless words typed in chat with their reps.

Still no success. Still can't go any farther. The folks on the phone there can't help because they have to use the same defective pirated software as we do.

You would figure that if someone was going to pirate software, they would at least choose WORKING SOFTWARE to steal. Not this bunch ...

 

[packerbacker]

Dizzy....get your damned insurance!! YOU are the kind of person this stuff is supposed to be for. Krist, you deserve it and so does your wife. In your case the taxpayers could consider it "paying it forward" because you're the type of person that, even if you couldn't pay it back monetarily, you would benefit all with your attitude and community spirit.

 

[packerbacker]

First time I've ever heard of "in county" insurance?? What the..??

 

[bevo]

unclematt is has now joined the growing number of libs on my ignore list.

 

[packerbacker]

I wonder if I'm on anyone's ignore list. How can you tell?

 

[Chadeaux]

Go to your user control panel. If you are, it will show who is ignoring you there.

Even if we're on different sides of an issue, you are always fair. Can't see anyone ignoring you.

 

[pat-tekker-cat]

I wonder if I'm on anyone's ignore list. How can you tell?

Why would you care! LOL!

 

[jerseyben]

Go to your user control panel. If you are, it will show who is ignoring you there.

Even if we're on different sides of an issue, you are always fair. Can't see anyone ignoring you.

They changed it a while back. You cant see who is ignoring you any longer.

 

[Chadeaux]

You are correct Jerseyben. I went back to see and it wasn't there any longer. Must have gotten lost in the translation from the Simple Machines Forum to Vbulletin's forum.

 

[packerbacker]

Well, if anyone is ignoring me, they aren't getting the facts!!

 

[Dave44]

Well, if anyone is ignoring me, they aren't getting the facts!!

I think it is in the by laws of Tnet.. no ignoring packer. Surely I read that somewhere?

 

[Chadeaux]

Even Mary Landrieu is now supporting a 1 year delay in the personal mandate ... Must be an election year coming up.

Sen. Mary Landrieu supports delay in enrollment deadline for Affordable Care Act | NOLA.com

Now, the whole shutdown was because when the republicans compromised and asked for a 1 year delay in the personal mandate, Obama and Mary (among others) said it was "not negotiable".

Ted Cruz was right and the republican leadership threw him under the bus. Other dems are flipping from "it's not negotiable" to "we want to delay it for a year".

Every one who refused to back Cruz should be ousted for not having spines or good sense.

 

[wingmaster]

I would opt for the free illegal immigrant plan its free and no penalty on your taxes, does this seem fair at all to anyone as if their illegally here they didn't even make their money legally so they shouldn't even be able to get a tax return in the first place.

 

[Dave44]

I would opt for the free illegal immigrant plan its free and no penalty on your taxes, does this seem fair at all to anyone as if their illegally here they didn't even make their money legally so they shouldn't even be able to get a tax return in the first place.

Maybe we should all tear up our Soc Sec cards .. makes sense to me. It's getting tougher to be a citizen, If only we could get those same benefits in other countries,, we could all jump ship and change those countries to suit us!

 

[Treasure_Hunter]

Sent from my new Galaxy Note3
now Free

 

[Native Floridian]

For anyone here who is out of shape, maybe has some health issues, like over weight, or High BP there is another answer - Exercise!

You don't have to join a gym. Try walking a couple miles a day. Start out walking a quarter mile. Every able bodied person here can do that in less than five minutes. Walk the pounds off. Good things will start to happen!

Then there is bicycling! Remember that from when you were a kid? Guess what? Adults ride bikes too! My son and i ride about 100 miles every week. Others ride their bkes across the country! But again, no need to do any of that. Just ride for a half hour three or four times a week and amazingly good things will happen to your health.

here is a website that can get you started: Bike Forums

Truth is we can't do much more about obamacare right now than complain about it. But we can do something about our own health. On this site along with all the mundane biking stories are some incredible one foot in the grave stories. people who have used bicycling to find their way back to good health. if you go to the Fifty Plus forum there is a poster there, a regular goes by DnvrFox. 75 or so years old with a heart condition. This guy bikes a hundred plus miles every week. Riding a bike saved his life!

And of course, not to be left out - metal detecting!!!! Get out there and dig! Park the car a 1/2 mile from the site.

So just sayin - not having to use Obamacare is at least one way of dealing with it and easing the pain.