Perhaps this is whats wrong with the ZeroCare web site ...

[packerbacker]

Ben, my lawn needs mowing. Could you come and do it for me? Yes, I'm totally capable of doing it myself but, if you're willing to do it for me, why should I do it??

 

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[pippinwhitepaws]

here is some new evidence of criminal behavior related to the topic.
bet it is happening to the computers also.
Postal Worker Fired For Throwing Out Mail Related To Obamacare - Careers Articles

 

[Chadeaux]

Who, exactly, is the one peddling myths here?

No myth. I lived it. I would still qualify for it if I didn't have insurance at work. They are run in every state of the union and even in rural areas like Southeast Arkansas where I live. Look up Mainline Health Clinics in Arkansas ... 5 or 6 different clinics. Everything, including dental and eyecare at reduced or no cost depending on your income.

Funded by taxpayers through the Federal Government.

 

[packerbacker]

ben, should we send these 15 children to Jersey??

 

[jerseyben]

ben, should we send these 15 children to Jersey??

Packer, I could very easily find, 1 for 1, examples of people who need truly help but the system failed them miserably.

Not a road I intend to go down..

 

[packerbacker]

That's the point ben, I have NO PROBLEM with those that truly need it. That seems to be the part you can't comprehend. I hate paying for those that ABUSE the system, not the ones that NEED it! There seems to be no middle ground with you. If I don't like people that abuse the system you act like I feel nobody should be on the system. I have every right to complain about the abusers without being accused of disliking everyone on the system. The system is needed but it needs policing in a BIG way!

 

[packerbacker]

There are those on the "fringe" in this society that don't qualify for the freebie stuff. When a person, not on the system, is sick or needs a checkup or dental work but can't afford to even pay the deductible because they are having to pay for other's health care, don't you think they should be concerned over the abuse? C'mon!

 

[pippinwhitepaws]

I believe some people just want to rage at someone...not matter the topic...

health care laws don't apply to me...so really, I am disinterested in any of this nonsense.

 

[Dave44]

I believe some people just want to rage at someone...not matter the topic...

health care laws don't apply to me...so really, I am disinterested in any of this nonsense.

Doesn't apply, huh? Already one of them getting it free? As long as you never aspire for more you will be safe then.

 

[pippinwhitepaws]

yep...not only do I have free medical...that you pay for...I get a fat check each month...
happy socialist

but you should know that already...

if you have the least complaint...do take the time to contact the department of veterans affairs and as them to discontinue my benefits.

 

[Dave44]

Well,, Disabled Veteran, Huh? If you are then that care is not socialist,, you worked for it. I have no problem with your healthcare then,, Big problem with you trying to give it to everyone. That IS socialist.

I sincerely hope that the Gov will see fit to keep funding that. For you self appointed socialists and capitalists that served.

 

[packerbacker]

Uncle Matt is right, at least when it comes to my health insurance premium for 2014. Mine is going to go up about $14 per month but it goes up every year anyway along with the cost of living so I'm happy with it.

 

[packerbacker]

Dizzy, if you live in Washington you need to go to www.wahealthplanfinder.org to sign up for low cost insurance under o-bamacare. There are different plans with different premiums so look around. I ran this for "silver" plan coverage if you and your wife were both age 50 with a 24,000 annual income. The government covers a lot of the cost according to this.
Washington Health Benefit Exchange :: Individuals & Families Cost Estimate Calculator

 

[packerbacker]

I see my calculations didn't come over with the site but you can fill them in yourself. I hope you find something good and affordable.
Browse for plans here:
https://www.wahealthplanfinder.org/HBEWeb/Annon_DisplayIndividualLandingPage.action

 

[davest]

COBRA? I'm looking at hours being cut as well. Anyhow, I earn about 28k annually. We kinda like having a roof over our heads and food on the table along with heat in the winter. That would preclude my paying for insurance. Of that 28k, according to Zerocare's own calculator, my premium for myself, my wife and daughter is 14k.

I'm 56 years old. I have diabetes and high blood pressure and heart disease. I could not afford insurance even if it were available. With my conditions, I likely can't get insurance even if I spent my entire paycheck on only my insurance.

How do people live on 14k a year?

Actually, if the hours are cut (if I even still have a job) that 28k could likely become 21k. That would leave us with 7k to pay auto insurance, food, lights, water, mortgage, fuel, etc.

I'm one of those odd people. Even though I hate the law with all my being, I'm being dragged kicking and screaming to be forced to live under the "Affordable Care Act"

My employer showed me where in the last year our premiums have doubled. In a small business, that is a killer when you are fighting to get from paycheck to paycheck. He simply cannot afford to cover us any longer.

which is it? You either can't get insurance or you have it through your employer. You can't have it both ways. Or can YOU?

 

[Chadeaux]

which is it? You either can't get insurance or you have it through your employer. You can't have it both ways. Or can YOU?

You can have it today with the promise that it will be cut off on January 1, 2014. If you had bothered to read my posts rather than look for a way to insult ... you wouldn't have embarrassed yourself.

 

[davest]

come on now CHad, one post you say you have all these pre existing conditions and couldn't get insurance even if you could afford it

In the next you state

"If I didn't have insurance at work"

Look on the bright side there sunshine, President Obama's signature Healthcare Act allows you to obtain insurance, with a government subsidy if needed, even with your pre existing conditions

Ain't life grand?

 

[Chadeaux]

come on now CHad, one post you say you have all these pre existing conditions and couldn't get insurance even if you could afford it

In the next you state

"If I didn't have insurance at work"

Look on the bright side there sunshine, President Obama's signature Healthcare Act allows you to obtain insurance, with a government subsidy if needed, even with your pre existing conditions

Ain't life grand?

I now have pre-existing conditions ... not when I was originally insured, but I have them now.

I have insurance at work under a group policy.

That insurance is to be terminated on January 1, 2013 because of increased costs.

Yes, healthcare insurance is prohibitively expensive.

Yep, zerocare will only charge me 14k of my 28k annual income.

They are so generous they will leave me 14k to pay taxes, pay for food for 3 people, lights, water and pay my mortgage, homeowners insurance auto insurance on my 20 year old vehicle.

DAVEST: IF THE PERSONAL ATTACKS DO NOT STOP, IT IS GOING TO GET VERY UGLY!!!

STOP FOLLOWING ME AROUND AND MAKING ME YOUR TARGET.

 

[pat-tekker-cat]

Chadeaux, as long as you maintain insurance, pre-existing does not apply. It was the insurance portability act thingy, I'll put a link to help explain better.
It's called "credible coverage", the insurance company can supply you with a letter of credible coverage. Also, certain conditions may not be pre-ex, if you have not had a re-occurance within a specific time-frame(2 or 3 yrs).
This is why, when you have pre-ex, it's important not to let your coverage lapse(most are forced to pay the Cobra).

Certificates of Credible Coverage Under the Health Insurance Portability and Accountability Act of 1996 - FindLaw

It's possible you may could get a health plan through a regular insurance company, that will be comparable to the Obamaplan. I don't know. But, it also seems too, that for a family of 3, ya'll may fall below the poverty guidelines, that your child could be covered under Medicaid? It's been about 5, 6 yrs since I worked medical/healthcare(I billed Medicaid for hospitals, help get ppl approved for Medicaid/disability), some of the rules/guidelines may have changed since then. Are you not a Vet, eligible for VA care?

Try not to let this get to you, and aggravate any pre-ex conditions!
If I can be of any type help/support, please feel free to pm me. Hang in there!

 

[thrillathahunt]

So far, I've been afraid to look and see what premiums they might want
me to pay. Wife and I live on 24k a year, and fortunately were able to get our
mortgage payments low enough before I had to retire that the payments
are actually lower than renting anything even comparable.

Along with diabetes and COPD, I'm fully disabled by a disease that has no cure,
and at this level there's not much they can do to even treat the symptoms. Right
now I pay cash to see my regular doc, and see no specialists as there's nothing they
can really do, anyway.

Come next April I can get Medicare, but seriously doubt if we can even afford
that, and I sure as hell can't afford anything private. Obamacare does not allow
for any reduced benefit cost as apparently we make too much to qualify.

Only way I can afford insurance is it the wife and I found a nice, cozy bridge
we could live under for free. Not gonna happen, and if it came to it I would
find some way, some how to earn money (legally, of course)...at least I could
till it killed me, and then the matter becomes academic. Either way, my bride
ain't sleeping under no bridge..

Want nothing to do with Ocare, and their socialism. I'll pay the fine if forced to,
and in the meantime they can all just bite me!

So sad. This is what it has come to. The GREAT AFFORDABLE CARE ACT! The crowning jewel of the Obama presidency.