IRS seeks to rein in tax-exempt groups after Tea Party targeting scandal

Dave44:

I seriously doubt Mr. Obama's campaign received any "anonymous" contributions (not "donations" - they are not tax deductible). None from foreign countries. There is a law against that.

American citizens can contribute to Federal political campaigns. They don't have to live here in the US to do that.

There were quite a few lies posted on the Internets about contributions Mr. Obama received. One idiot had his contribution refused and then claimed he'd proven the campaign would accept illegal contributions.

Again - from memory - it is my understanding his campaign elected to report every contribution of $100 and over.

As for "you guys" - don't know what that means.

Good luck to all,

~ The Old Bookaroo
 

olroy70:

If the contributions were unaccounted for, how do you know about them? I'm guessing you are just as correct here as you were when you claimed the AARP contributed to Democratic candidates' campaigns.

Good luck to all,

~ The Old Bookaroo
 

October 8, 2012

*

Two days ago, the Paulding County Republican Examiner*reported*on a new Obama scandal that was emerging over the weekend that the Obama campaign was accepting illegal overseas*donations*and that the report would be released by an unnamed tax payer watch group.

This morning, the non-partisan group,Government Accountability Institute*(GAI) released its 108 page*report, the first ever analysis of election campaign donations issues called, “America the Vulnerable: Are Foreign and Fraudulent Online Campaign Contributions Influencing U.S. Elections?” raises indications the Obama campaign has potentially violated federal election law by failing to prevent the use of fraudulent or foreign credit card transactions on the official Obama for America [OFA] donation webpage. The use of the CVV number for donation transactions is non-existent by the Obama campaign among other suspicious activity.

For nearly nine months, the*GAI*has beeninvestigating foreign online campaign donations*in House, Senate, and presidential elections.

“As FBI surveillance tapes have previously shown, foreign governments understand and are eager to exploit the weaknesses of American campaigns,” the report said. “This combined with the Internet’s ability to dis-intermediate campaign contributions on a mass scale, as well as outmoded and lax Federal Election Commission rules, make U.S. elections vulnerable to foreign influence.”

The Paulding County Republican Examiner reviewed the report and although the report outlined issues with on-line campaign donations for several members of Congress, including the Romney campaign, the report focused heavily on the Obama 2012 reelection campaign and revisited the 2008 Obama election campaign due to the vast known illegal donor corruption.

The report outlined the Obama reelection campaign’s online donation system that contained at least three major security vulnerabilities:

The absence of the industry-standard CVV and unknown use of AVS anti-fraud security for online credit card donations.The presence of a branded, major third party-owned website (Obama.com)redirects its 68% foreign traffic to a campaign donation page.Active foreign solicitation using indiscriminate email solicitations and exposure to social media

The report outlined further each of these three major security vulnerabilities that:

Obama Campaign Lacks the Industry-Standard Level of Credit Card Security*For Donations, But Uses It For Merchandise Purchases: To purchase Obama campaign merchandise, the campaign requires buyers to enter their credit card CVV security code, but does not require the credit card security code to be entered when making an online campaign donation. By GAI’s estimates, the Obama campaign’s failure to utilize industry-standard protections potentially costs the campaign millions in extra processing fees.

Obama.com Purchased By An Obama Bundler In Shanghai, China With Questionable Business Ties to State-Run Chinese Enterprises:*In 2008, Obama.com was purchased by an Obama fundraiser living in Shanghai, China, whose business is heavily dependent on relationships with Chinese state-run television and other state-owned entities.

68% Of Traffic To Anonymously Registered Obama.com Is Foreign:*According to industry leading web analytic site Markosweb, an anonymously registered redirect site (Obama.com) features 68 % foreign traffic. Starting in December 2011, the site was linked to a specific donation page on the official BarackObama.com campaign website for ten months. The page loaded a tracking number, 634930, into a space on the website labeled "who encouraged you to make this donation." That tracking number is embedded in the source code for Obama.com and is associated with the Obama Victory Fund. In early September 2012, the page began redirecting to the standard Obama Victory Fund donation page. Search engine optimization (SEO) efforts, using common spamming techniques, may have been undertaken by unknown third-parties, generating foreign traffic to Obama.com.

Using a collection of online research tools, the Government Accountability Institute analyzed a portion of the foreign links that lead to the Obama campaign website, my.barackobama.com. The Institute stated that they found a wide variety of instances in which apparent foreign nationals either received solicitation emails or posted links to my.barackobama.com.

When foreign nationals received Obama campaign donation solicitation, they would brag about it on their blogs the report stated as shown by the examples below.

In July and August, a Chinese blogger re-posts letters he has received from the Obama campaign, each of which contains a solicitation for $3 or $5; none of these small donations require the campaign to keep any record of them. 87.8% of the traffic flowing to the site comes from China while only 4.5% is from the United States. The website contains hyperlinks that lead to the campaign’s donation page.

On August 9th, 2012 the Obama campaign sent a solicitation letter to “Hikemt Hadjy-Zadh,”an Azerbaijani citizen. His email address is on an Azerbaijani domain and he posts numerous solicitation letters he has received from the Obama campaign. Mr. Hadjy-Zadh re-posts the complete letters on a discussion forum, including numerous hyperlinks that go directly to the campaign’s donation page.

A writer in Vietnam writes on a website for the Vietnam Institute for Development Studies (a government-backed think tank) and posts emails he has received from my.barackobama.com with more than 24 total links to the campaign’s donate page embedded in the emails. The website is in the Vietnamese language, hosted on a Vietnamese server, and uses a Vietnamese domain address. In one instance, a letter from Mitch Stewart, Director of the Obama campaign’s “Organizing for America,” asks for donations. Ironically, Stewart laments that the U.S. Chamber of Commerce is reportedly taking money from foreign sources. The reader is then prompted to give his name and email address and thereafter begins receiving solicitation letters for donations.

A Dutch blogger writing in Dutch on a Dutch website reprints an email from March 22, 2010 in which President Obama thanks his supporters for their help. “You’re welcome, Mr.President,” he writes back.

The Dutch blog “His Dirk” received a donation request from the campaign. Aware of the U.S. law, the blogger decided not to contribute. The blogger observed, “I imagine many non-Americans have money transferred to the Obama campaign. It’s just too easy.”

A member of the Italian Radical Socialist movement and an administrator of their website re-posts solicitations from the Obama campaign which he reports receiving regularly for three years. “And because we are three years in his mailing list…But frankly after 3 years his letters excite me much less...”

The campaign’s decision to not use the CVV is rather curious – their technology experts use it in their other commercial and charitable endeavors. Michael Slaby, the chief integration and innovation officer for the Obama Campaign, sits on the board of Citizen Effect, a charitable organization that largely accepts its donations online.

Slaby’s college roommate started the charity and Slaby sits on the board. To make charitable donations online to Citizen Effect donors are required to use the CVV. Harper Reed, the chief technology officer of the Obama campaign, was previously the chief technology officer for Threadless, a successful crowd sourcing T-shirt company. It likewise requires the CVV for financial transactions.

This is clear evidence that the Obama campaign’s technology experts understand the threat of fraud and the necessity of security for online transactions. Even more curious is the fact that the Obama campaign sees the benefit of using the CVV in its merchandise shop. To buy official merchandise from the Obama campaign website—a T-shirt, hat, hoodie, etc., one is required to input the CVV the report stated.

The Obama campaign has claimed that it doesn't need the CVV because they are able to vet contributions on the back end using sophisticated techniques that it doesn't disclose. This begs the question the report asked: "Why is it using different techniques when it comes to selling campaign merchandise?"

As*reported*over the weekend, the Obama campaign raised $181 million in September alone where only 2 percent or $3.6 million of those donations are required to be reported to the FEC.

Although the*Romney campaign attempts to prevent foreign donations*isn't perfect, throughout the report, unlike the Obama campaign’s activities and raised corruption, no evidence of specific wrongdoing or potential illegal activity has been presented with regard to the Romney campaign.

http://www.examiner.com/article/gai-report-exposes-obama-campaign-accepting-foreign-donations

We will NOT go quietly into the night!
 

Treasure Hunter:

$3? $5?

Lot of what ifs and accusations, etc. Short on facts.

Good luck to all,

~ The Old Bookaroo
 

Treasure Hunter:

$3? $5?

Lot of what ifs and accusations, etc. Short on facts.

Good luck to all,

~ The Old Bookaroo
LOL... hundreds of controversies surrounding this president and so little time to come up with excuses before yet another scandal comes to light. No wonder he has no time to keep any of his promises....
 

NHBandit:

Mr. Obama has kept plenty of his promises.

As for the brouhaha over made-up scandals...where there's smoke there is often a Republican smoke-making machine.

Good luck to all,

~ The Old Bookaroo
 

NHBandit:

Mr. Obama has kept plenty of his promises.

As for the brouhaha over made-up scandals...where there's smoke there is often a Republican smoke-making machine.

Good luck to all,

~ The Old Bookaroo
Lame.... tell the families of the dead in Benghazi the whole thing was because of a movie.... You should be ashamed of yourself but I'm betting you're not.
 

GAI Co-Founder Acknowledged GAI Has No Evidence That Obama's Campaign Has Received Donations From Foreign Sources.

On Fox & Friends, Bannon acknowledged that GAI has no evidence to support the claim that Obama's reelection campaign has received tens of millions of dollars from foreign sources in violation of federal law. From Fox & Friends:

DOOCY: If your number is accurate, and it's 43 percent comes from international, we're talking tens of millions of dollars.

BANNON: Forty-three is what goes to their homepage and goes back. We're not saying that 43 percent comes, but that has to be checked. Without credit card security --

DOOCY: Because you don't know.

BANNON: You don't know. [Fox News, Fox & Friends, 10/8/12, via Media Matters]

GAI's
Schweizer Admitted Foreign And Fraudulent Donations Are Just A "Concern."

Writing in the Daily Beast, GAI president and co-founder Peter Schweizer and Newsweek's Peter J. Boyer highlighted the GAI report and said that "there has been surprisingly little focus on perhaps the most secretive and influential financial force in politics today: the wide-open coffers of the Internet." Schweizer and Boyer further wrote that unlike other presidential campaigns, Obama's "does not use a standard security tool, the card verification value (CVV) system -- the three- or four-digit number often imprinted on the back of a credit card, whose purpose is to verify that the person executing the purchase (or, in this case, donation) physically possesses the card." Schweizer and Boyer noted that fraudulent and foreign donations are a "concern," but at no point said that the Obama campaign is receiving illegal donations. [Daily Beast, 10/8/12]

Obama Campaign Has Protections In Place To Prevent Illegal Donations


Obama Campaign: "Credit Card Contributions To Obama For America Are, In Fact, Processed Using" Address Verification System.

In a post on the Election Law Blog, election law expert Rick Hasen posted a statement from the Obama campaign rejecting claims that it doesn't follow certain practices to prevent fraudulent campaign donations:
"Credit card contributions to Obama for America are, in fact, processed using AVS (Address Verification System).
"If a billing address is verified via AVS, then the credit card contribution is processed without delay. Some transactions caught by AVS may initially appear to a donor to have been accepted even though this is not the case. Obama for America employs a manual process to review any transaction flagged by AVS, also taking into account other fraud risk factors, and using fraud detection services provided by our credit card processor.

"As an example, the contribution discussed here Dubious Donations Illustrated (Illegal Contributor Edition) | Power Line may have initially appeared to have gone through when the donor completed the transaction at 10:18 a.m. but it was rejected at 4:51 p.m. under our standard fraud detection procedures.
"So any claims that Obama for America has disabled AVS are inaccurate; any question about this would have been answered -- if the question had been asked." [Election Law Blog, 10/8/12]

Obama Campaign Fact Check: "Obama For America Only Accepts Contributions From Eligible Americans."

An Obama campaign blog post explained that the campaign "only accepts contributions from eligible Americans," and does not accept "donations from foreign nationals or any other ineligible individual." The post, headlined "Fact check: Obama for America only accepts contributions from eligible Americans," further explained that the campaign uses the Address Verification System to ensure the legitimacy of all credit card contributions: OFA does not accept donations from foreign nationals or any other ineligible individual -- and the campaign voluntarily goes above and beyond Federal Election Commitments to ensure the integrity of fundraising efforts.

Here's how we do that:

  • All credit card contributions are processed using AN Address Verification System (AVS) to ensure their legitimacy.
  • OFA invests significant resources into a manual process to review any transaction that's been flagged by the campaign's credit card processor's fraud detection services.
  • Though not required by law, OFA requires a copy of a valid passport from any contributor who has been affirmed as eligible but donates with a mailing address outside the U.S. If they do not offer in one in a timely manner, the donation is returned.
  • OFA screens all online credit card contributions that originate from a foreign IP address and, if any questions arise regarding the contributor's U.S. citizenship, the campaign requests proof of a current and valid U.S. passport in order to be in compliance with the FEC's safe harbor guidelines.
OFA has strong and rigorous safeguards in place to ensure our donors are eligible and that our fundraising efforts comply with all U.S. laws and regulations. While no campaign can control who visits their websites, OFA is in no way directing solicitations to foreign nationals nor knowingly seeking foreign contributions -- that is the legal standard. [BarackObama.com, 10/8/12, (emphasis original)]

FEC Audit In 2008 Found No Evidence To Back Up Similar Illegal Donation Claims

WSJ: In 2008, Republicans Filed FEC Complaint Alleging Obama Campaign Was "Accepting Donations From Foreign Nationals."

In a 2008 article about Republicans' concerns over whether the Obama campaign was "accepting donations from foreign nationals," the Wall Street Journal wrote:

Republican Party officials said they will file a complaint with the Federal Election Commission Monday asking for an audit of Barack Obama's campaign contributions.

In announcing the move Sunday, they said they were concerned that the Democratic presidential candidate may be accepting donations from foreign nationals, and may also be taking a large number of donations that exceed federal limits for individuals.

U.S. law prohibits foreign nationals from contributing to American candidates, but campaigns from both parties have sought money from Americans living abroad.

The Republican Party cited a large amount of money coming to the Democratic presidential candidate from overseas, and a small amount of money that he has returned from foreigners, in explaining their complaint.
The party's lawyers also pointed to news reports of foreigners giving money to Sen. Obama, although the Obama campaign says it has either rejected or returned the money. [The Wall Street Journal, 10/6/08]

Wash. Post
: "FEC Audit ... Found No Evidence To Substantiate Those Allegations."

In an article reporting on an audit of Obama's 2008 campaign by the Federal Election Commission, the Washington Post wrote:

In 2008, Republicans made an issue out of the millions in small donations that Obama's campaign raised in the last two months of the campaign, charging that he was accepting money from foreigners or fictitious people.
The FEC audit, which included an investigation of "contributions from prohibited sources," found no evidence to substantiate those allegations. [The Washington Post, 4/19/12]

Former FEC Chief Michael Toner: "The FEC Spent Two Years Picking Over $750 Million In Contributions And Expenses And Found One Violation."

Following the release of the Federal Election Commission's report, Michael Toner, a former FEC chairman, stated that the FEC report was "a very clean audit report for the Obama campaign," adding, "The FEC spent two years picking over $750 million in contributions and expenses and found one violation." From the article:

U.S. President Barack Obama's 2008 election campaign failed to properly report nearly $2 million in last-minute donations to the juggernaut that swept him into the White House, but that was the only violation found in a Federal Election Commission audit of Obama's $778 million campaign.

The audit, posted online on Thursday, shows Obama's campaign did not file notifications on time for 1,312 donations totaling $1,972,266, received before the November vote.

The law requires campaigns to submit notices to the FEC about contributions of $1,000 or more received less than 20 days but more than 48 hours before an election.

"Overall, this is a very clean audit report for the Obama campaign. The FEC spent two years picking over $750 million in contributions and expenses and found one violation," said Michael Toner, a former FEC chairman and now a lawyer at Wiley Rein in Washington.

According to the FEC tally, Obama's campaign that year raised $778 million. It did ultimately report the donations in question, most of which came through a transfer from the joint fund it shared with the Democratic National Committee, but not on time, according to the audit file. [Reuters, 4/19/12]

Fox Hypes Unsubstantiated Claim That Obama May Be Receiving Illegal Foreign Donations | Research | Media Matters for America

http://www.politifact.com/truth-o-m...l-steele-says-obamas-claims-hypocritical-his/

Good luck to all,

~ The Old Bookaroo
 

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NHBandit:

Mr. Obama has kept plenty of his promises.

As for the brouhaha over made-up scandals...where there's smoke there is often a Republican smoke-making machine.

Good luck to all,

~ The Old Bookaroo

Kept promises huh?

" if you like your insurance you can keep your insurance......if you like your doctor you can keep your doctor" ...."health insurance premiums will drop by $2500 a year on average".


As for made up scandals the left will never believe anything no matter how bad or how much evidence there is on their god. I have been conservative all my life and yet I not only supported calls to impeach Nixon but thought he deserved jail time and he was a boy scout compared to bo...

We will NOT go quietly into the night!
 

"If you don't have insurance, or don't like your insurance, you'll be able to choose from the same type of quality private plans as every federal employee - from a postal worker here in Colorado to a congressman in Washington. All of these plans will cover essential medical services including prevention, maternity, disease management and mental health care. No one will be turned away because of a pre-existing condition or illness."

Oct. 4, 2008





Good luck to all,

~ The Old Bookaroo
 

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"If you don't have insurance, or don't like your insurance, you'll be able to choose from the same type of quality private plans as every federal employee - from a postal worker here in Colorado to a congressman in Washington. All of these plans will cover essential medical services including prevention, maternity, disease management and mental health care. No one will be turned away because of a pre-existing condition or illness."

Oct. 4, 2008



Good luck to all,

~ The Old Bookaroo

ROFLMBO....... YEAH WHEN PIGS FLY...:thumbup:

We will NOT go quietly into the night!
 

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Off topic posts will be deleted


We will NOT go quietly into the night!
 

"If you don't have insurance, or don't like your insurance, you'll be able to choose from the same type of quality private plans as every federal employee - from a postal worker here in Colorado to a congressman in Washington. All of these plans will cover essential medical services including prevention, maternity, disease management and mental health care. No one will be turned away because of a pre-existing condition or illness."

Oct. 4, 2008





Good luck to all,

~ The Old Bookaroo
100 Million More Could Lose Insurance Under Obamacare WaPost Poll: Opposition to Obamacare Rises to Record High 57 PercentObamacare Failures Leaving Democrats Very Vulnerable in 2014 Have a nice day.....
 

"If you don't have insurance, or don't like your insurance, you'll be able to choose from the same type of quality private plans as every federal employee - from a postal worker here in Colorado to a congressman in Washington. All of these plans will cover essential medical services including prevention, maternity, disease management and mental health care. No one will be turned away because of a pre-existing condition or illness."

Oct. 4, 2008





Good luck to all,

~ The Old Bookaroo

I'm just sure your average federal employees have out of pocket expenses of $12k-15k, and the average Joe can get the same policy as a Senator or Congressman.

Sounds like you got in line twice for the Kool aid?

We will NOT go quietly into the night!
 

Kept promises huh?

" if you like your insurance you can keep your insurance......if you like your doctor you can keep your doctor" ...."health insurance premiums will drop by $2500 a year on average".


As for made up scandals the left will never believe anything no matter how bad or how much evidence there is on their god. I have been conservative all my life and yet I not only supported calls to impeach Nixon but thought he deserved jail time and he was a boy scout compared to bo...

We will NOT go quietly into the night!

TH here's a question: Does anyone on this forum have a Health Insurance License? I ask, because I do. I'm licensed to sell health insurance in your state and 42 others. I tell you that to let you know that states just don't give away health insurance licenses. They make you take a test to get licensed. And, to maintain that license an agent has to prove they've attained a certain minimum number of continuing education hours each year. To get credit for those hours you need to take a test for every course taken. Then those certifications are sent to each state along with the state license renewal fee. This has to be done every year. It is a royal PIA. But it is what it is - the state doing what it can to protect consumers against getting ripped off by untrained, unlicensed, or dishonest agents.

The truth is i don't sell much health insurance. I maintain the license because some corporations won't let an adviser handle their retirement plans unless they can handle everything. So, I've got to have the license just in case. What the license does do for me is, makes me a health insurance expert. I mention that to you because, from my vantage point as a health insurance expert the insurance policies being cancelled are those that don't pass the smell test. Just because you want to hang out Mr Obama to dry doesn't make these policies any better. There is a big brouhaha over Obama saying no one would lose their health insurance. Again, from my POV, as soon as he said that I knew he was stepping in it. Then again, obama isn't a licensed health insurance agent. Apparently, neither are any of his advisers.

One of things i hate about health insurance is the real lack of value in many of the policies on the market. Some of it, IMO, is out and out predatory. Insurance companies just preying on those with no choice. It is these policies that are getting cancelled. With these policies the government has to meet a very low bar to do better. That's how bad they are. The only people who could possibly be upset about losing these policies are the misinformed, the uninformed and the insurance companies that profited from them . And of course the Xright peddling its anti Obama agenda.
 

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I'm not demonizing the poor. I agree there are lots of folks who legitimately need help. But... do you deny that there are also lots of people who are able to work but simply don't feel like it if they can get a free ride ? Do you deny that the number of people getting some sort of government help is at an all time high ? Do you do all your shopping online and have never witnessed the 20 something year old overweight couples with the equally overweight kids who appear to be perfectly capable of working pushing 3 carts of groceries through the supermarket and towing 7 kids behind them on the same day that food stamps come out ? Do you deny that many of those families have been doing this all of their adult lives and have never held down a real job ? What part of the country do you live in that you can't see what's going on ? What is your answer for the fact that the average family can't enjoy the same standard of living that was enjoyed in the 50s & 60s ? These were your words. How about you back that up by telling us WHY you think it's that way ? Who's fault is it and how do we fix it ? You love to try to debunk any comments made by those you don't see eye to eye with but you offer no solutions. Much like the empty suit you folks put in the White house.

About those three carts of groceries - because the SNAP program now works off a debit card, anything in those carts that isn't eligible under the program won't scan to the debit card. The card recipient has to pay cash separately for those items.

here is the thing about welfare recipients. many don't drive. Why? They can afford a car, insurance, upkeep and gas. it's just off the table. because of that, they can't grocery shop the way most of us can. Seriously, you gonna take five bags of groceries home with you on a bus? So in my neck of the woods there is a program that hooks up willing drivers with welfare recipients to take them to the supermarket. Pretty cool huh! I know about his SNAP card thing because i've gone shopping with these people.

Maybe you or others could try doing this in your area. You commit a single act of human kindness and maybe gain some knowledge. That's a win win!
 

They make you take a test to get licensed.
It's a damn shame you don't have to take a test to become President. But anyway.. I do agree with your comments about acts of kindness. The local car club I belong to just had a canned food drive as well as a benefit car show for a man who is facing some heavy duty medical bills. All the members of the club also donated items for a live auction they had after the car show. It was a terrible day for a car show with temps around 45 for the high that day but we all showed up and did our part. I also have NO problem at all with folks who genuinely need help. In fact it pisses me off to see homeless people and hungry children when we give so much to foreign countries. Buttt... I also know personally of many many people who are perfectly healthy, able to work, and just simply choose not to. If you don't think that's a real big problem in this country you're not paying attention.
 

TH here's a question: Does anyone on this forum have a Health Insurance License? I ask, because I do. I'm licensed to sell health insurance in your state and 42 others. I tell you that to let you know that states just don't give away health insurance licenses. They make you take a test to get licensed. And, to maintain that license an agent has to prove they've attained a certain minimum number of continuing education hours each year. To get credit for those hours you need to take a test for every course taken. Then those certifications are sent to each state along with the state license renewal fee. This has to be done every year. It is a royal PIA. But it is what it is - the state doing what it can to protect consumers against getting ripped off by untrained, unlicensed, or dishonest agents.

The truth is i don't sell much health insurance. I maintain the license because some corporations won't let an adviser handle their retirement plans unless they can handle everything. So, I've got to have the license just in case. What the license does do for me is, makes me a health insurance expert. I mention that to you because, from my vantage point as a health insurance expert the insurance policies being cancelled are those that don't pass the smell test. Just because you want to hang out Mr Obama to dry doesn't make these policies any better. There is a big brouhaha over Obama saying no one would lose their health insurance. Again, from my POV, as soon as he said that I knew he was stepping in it. Then again, obama isn't a licensed health insurance agent. Apparently, neither are any of his advisers.

One of things i hate about health insurance is the real lack of value in many of the policies on the market. Some of it, IMO, is out and out predatory. Insurance companies just preying on those with no choice. It is these policies that are getting cancelled. With these policies the government has to meet a very low bar to do better. That's how bad they are. The only people who could possibly be upset about losing these policies are the misinformed, the uninformed and the insurance companies that profited from them . And of course the Xright peddling its anti Obama agenda.


I'm 65, I have been buying insurance for over 50 years.....

NF you can spin it left wise all you want it is still spinning, BO LIED about it, plain and simple. let me repeat, he LIED, that is L-I-E-D about lucifercare.

He knew 3 years ago he was lying and he continued to lie..... Now he is lying to try to cover up his lies....

Here is Satan's plan for my health plan, if I was to switch to Lucifercare, my premiums go up over a $1000 a year, my out of pocket soars from $2500.00 a year for both wife and I to $12,700 a year and my percentages goes from 20% of the bill to 30%. I would have to have over $40,000 in medical expenses to reach my max out of pocket....

Anyone willing to study can get a license. I know people who had a license, my uncle was an insurance agent for over 50 years, his son was an agent for 30 years...

Your statement that it is the people with poor polices that are being canceled is bull hokey.... I know people who's policies are being canceled and they were very happy with their policies.....



You do make one good statement, you say bo knows nothing about insurance and his people know nothing about insurance and I totally agree with you.......... I also have no plans on ever getting pregnant and my wife has no plans of ever needing a prostate exam....

What is funny is watching the ship sink and the rats scurrying to get off the ship and cover their butts at the same time.......
 

I'm 65, I have been buying insurance for over 50 years.....

NF you can spin it left wise all you want it is still spinning, BO LIED about it, plain and simple. let me repeat, he LIED, that is L-I-E-D about lucifercare.

He knew 3 years ago he was lying and he continued to lie..... Now he is lying to try to cover up his lies....

Here is Satan's plan for my health plan, if I was to switch to Lucifercare, my premiums go up over a $1000 a year, my out of pocket soars from $2500.00 a year for both wife and I to $12,700 a year and my percentages goes from 20% of the bill to 30%. I would have to have over $40,000 in medical expenses to reach my max out of pocket....

Anyone willing to study can get a license. I know people who had a license, my uncle was an insurance agent for over 50 years, his son was an agent for 30 years...

Your statement that it is the people with poor polices that are being canceled is bull hokey.... I know people who's policies are being canceled and they were very happy with their policies.....



You do make one good statement, you say bo knows nothing about insurance and his people know nothing about insurance and I totally agree with you.......... I also have no plans on ever getting pregnant and my wife has no plans of ever needing a prostate exam....

What is funny is watching the ship sink and the rats scurrying to get off the ship and cover their butts at the same time.......

I'm not spinning anything. I am rendering an expert opinion. You, OTOH, are here claiming that Obama lied about everyone getting to keep their health insurance without either knowing or wanting to know why these plans are being cancelled. Simply put - you don't care why they are being cancelled. The reason doesn't matter. You care only that here is another issue you can use against a President you don't like.

As for you personally, of course your rates would go up. Your employer subsidizes you medical plan now. Even without Obamacare your health plan costs would sky rocket! The difference under Obamacare? You are actually getting a plan that will help you should the time come.

As for people being happy with their plans? LOL!!!! yeah and everybody who ever bought a car got the best deal!!!! Just ask them and they will tell you! C'mon TH, we know better. These people who are happy - I don't doubt that they are happy. They don't know what they own. I think i mentioned that recently my team lost a moderate sized IRA rollover to a competitor. We proposed charging a one time up front fee of $7500. The competition went with nothing up front and 3 hidden fees totalling $15,000 a year! Over the next ten years this woman will pay our competition $150,000 versus the $7,500 she would have paid us. But ask her - she will tell you she is happy. AS the saying goes there's no fixing stupid.

As for anybody can get an health insurance license, that's true. Yet one needs a clean criminal background, clean credit history, need to be sponsored by a licensed company and you do have to pass that test. Which though it isn't all that hard relatively speaking only 7 in 10 pass.

And while anyone can take the test and get a health insurance license, on this board, apparently, i'm the only one who has.

BTW, Series 7 test, much harder - 7 in 10 fail. In case it ever comes up.
 

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