you are right on onecount, (its not as before),heres an alternative ,cap medical costs on rutine visits,set reasonable costs on medical procedures ,i ask when i was a bone marrow donor for my brother ,why did that 2 week stay cost close to a million dollars,i understand med services provide life saving treatments,but mds charge outrageous prices for their services,they get rich on your misfortune ,there is nothing they do ,or provide that justify these prices,the materials they use,the skill sets, the meds,nothing, why does a emergency room visit cost 900.00?if costs were regulated, there wouldnt be a need for any of this ,ins would be less,thus people would voluntary have ins. the medical field is guilty of price gouging ,and there isnt even a shortage,this i believe would be a start to REAL affordable care,not trying to figure out how the masses can pay for exorbitant prices.lower the cost, and there wouldnt be a need, make healthcare reasonable!and before you start to defend these high prices,you need to show justification for them, there are services being provided by individuals,that are dangerous to their safety ,that dont price gouge, i.e law enforcement, gas line welders, electrical lineman,soldiers ,i could go on, you cant live without these services either. just saying ,affordable care starts with AFFORDABLE CARE!saying that i am ignorant just shows exactly how ignorant you are .