Where to take it?

Clad coins you buy stuff. Gold & silver jewelry you sell to ARA Refineries. Never sell to a coin shop or pawn broker as they will tell you its about worthless and give you pennies on the dollar. Google ARA Refineries.
 

You can visit jewelers, but most won't give you over 70% spot. I do it for small stuff now and then, because I don't have to pay shipping/refining, and it's a done deal.
 

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