Because of the world wide love of Specie Currency, from time to time, the value of the medal in coins would become greater than the value of the coins themselves. This resulted in nearly all coins being pulled from the market and businesses being left in the lurch to make change for whatever the customer needed. Many stores began to make their own coins good for store credit. The coins traded as well as the reputation of the store in question since if the store went out of business, the coin would become nearly worthless. This was a particular problem during the Civil War. Many people who made these tokens would also put on Political statements or sayings. Hard Times Tokens from the 1830s and Civil War Tokens of the 1860's are examples of this.