Half-Hound
Jr. Member
I know about the “Rules of Coin Roll Hunting.” A primary rule being that Supply banks and Dump banks remain separate. And I’m sure following that rule is generally good advice. But there are times when rules can be broken.
After having become quite experienced at calling/visiting banks and asking about coins, I have come to realize what I’ve always believed: That honesty really is the best policy.
Finding silver is only half the job for me – dumping the unwanted clad is no small task for anyone dealing in volume. Neither my wife nor I drive, and dumping several thousand dollars worth of halves and dimes takes ingenuity. I don’t want to dump a cart-load of boxed coins at any particular bank too often.
I have lately been telling banking people what I want and asking if they can help me. This direct, honest approach appears to be effective for me (With luck, I found 118 silver halves and 23 silver dimes in January).
I was in a Bank of America asking for halves and large-size dollar coins. The girl tried to sell me the gold Presidential dollar coins. I knew if she didn’t know what large-size dollar coins were, she certainly wouldn’t know what an Eisenhower dollar coin was. So I said, “The large silver coins.” She said, “Oh, you want silver coins? I have 3 in my drawer.” She then sold me 3 Kennedy halves, a 1964, a 40% coin and a 1971 that did look silver on the edge.
At another bank I am allowed to take hundreds of dollars worth of halves to a vacant cubicle and inspect them to see if I want any of them – without having paid for any of them yet! I keep only the silver ones.
At several other banks I have been invited to exchange my searched boxes for sealed boxes.
At each of these banks I am polite and friendly, give away Starbucks cards periodically and have accounts.
I think if and when the economy improves and banks recoup some of their lost capitalization, they will be less willing to keep CRH
customers happy. Maybe then it will be back to following the rules.
January 27, 2012
Los Angeles, California
I’ve been doing fairly well lately with my CRH activities, especially with dimes. But my find today was certainly one I will remember.
I called a local CHASE Bank and asked about half-dollar coins. I was told they had about $100 worth of the coins. I thanked the lady and asked her if I could stop by that afternoon and get them.
When I saw her walking around the corner (returning from the vault) with her hands full of old-looking (and seldom seen) long $20 rolls I quickly became more interested. I had asked her earlier on the phone if I could look at the coins to see if I could “use any of them” and return any that I didn’t need. She said that was no problem.
This was a new branch, with new furniture. So I sat on one of the easy chairs in the lobby and opened one of the rolls and poured the coins into my hand. They were all clad – they were all 1971. I returned them to the aged paper roll and unfolded the end of another one. These were also all 1971 coins. I noticed on the “BANK OF AMERICA” paper wrapper that someone had written 1941. I thought, “You --deleted--!” Then I looked again, closer, and saw it was not 1941, but 1971. Then I noticed the first roll also had 1971 written on it. I looked on the other rolls and two of them had 1968 written on them.
I thought, “No.” This happens to other people, but it doesn’t happen to me. But it did happen to me! The two 1968 rolls contained 80 silver Kennedy Halves: 1964 (3), 1965 (5), 1966 (3), 1967 (25), 1968 (30) and 1969 (14). I did return for cash the $60 worth of clad coins. ZERO DUMP
Hello to all my old friends, and welcome to the great many new folks on this site.
It’s out there – go get it! Right, Rileyboy?
Thanks everyone for sharing my story.
Half-Hound
After having become quite experienced at calling/visiting banks and asking about coins, I have come to realize what I’ve always believed: That honesty really is the best policy.
Finding silver is only half the job for me – dumping the unwanted clad is no small task for anyone dealing in volume. Neither my wife nor I drive, and dumping several thousand dollars worth of halves and dimes takes ingenuity. I don’t want to dump a cart-load of boxed coins at any particular bank too often.
I have lately been telling banking people what I want and asking if they can help me. This direct, honest approach appears to be effective for me (With luck, I found 118 silver halves and 23 silver dimes in January).
I was in a Bank of America asking for halves and large-size dollar coins. The girl tried to sell me the gold Presidential dollar coins. I knew if she didn’t know what large-size dollar coins were, she certainly wouldn’t know what an Eisenhower dollar coin was. So I said, “The large silver coins.” She said, “Oh, you want silver coins? I have 3 in my drawer.” She then sold me 3 Kennedy halves, a 1964, a 40% coin and a 1971 that did look silver on the edge.
At another bank I am allowed to take hundreds of dollars worth of halves to a vacant cubicle and inspect them to see if I want any of them – without having paid for any of them yet! I keep only the silver ones.
At several other banks I have been invited to exchange my searched boxes for sealed boxes.
At each of these banks I am polite and friendly, give away Starbucks cards periodically and have accounts.
I think if and when the economy improves and banks recoup some of their lost capitalization, they will be less willing to keep CRH
customers happy. Maybe then it will be back to following the rules.
January 27, 2012
Los Angeles, California
I’ve been doing fairly well lately with my CRH activities, especially with dimes. But my find today was certainly one I will remember.
I called a local CHASE Bank and asked about half-dollar coins. I was told they had about $100 worth of the coins. I thanked the lady and asked her if I could stop by that afternoon and get them.
When I saw her walking around the corner (returning from the vault) with her hands full of old-looking (and seldom seen) long $20 rolls I quickly became more interested. I had asked her earlier on the phone if I could look at the coins to see if I could “use any of them” and return any that I didn’t need. She said that was no problem.
This was a new branch, with new furniture. So I sat on one of the easy chairs in the lobby and opened one of the rolls and poured the coins into my hand. They were all clad – they were all 1971. I returned them to the aged paper roll and unfolded the end of another one. These were also all 1971 coins. I noticed on the “BANK OF AMERICA” paper wrapper that someone had written 1941. I thought, “You --deleted--!” Then I looked again, closer, and saw it was not 1941, but 1971. Then I noticed the first roll also had 1971 written on it. I looked on the other rolls and two of them had 1968 written on them.
I thought, “No.” This happens to other people, but it doesn’t happen to me. But it did happen to me! The two 1968 rolls contained 80 silver Kennedy Halves: 1964 (3), 1965 (5), 1966 (3), 1967 (25), 1968 (30) and 1969 (14). I did return for cash the $60 worth of clad coins. ZERO DUMP
Hello to all my old friends, and welcome to the great many new folks on this site.
It’s out there – go get it! Right, Rileyboy?
Thanks everyone for sharing my story.
Half-Hound
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