How much can I get before

[Nickel Searcher 219]

Great Southern stops me from getting coin.I only do 50$ at a time but i wanna kick it up to 1 box of nickels and 1 box of pennies a week.My stepdad thinks thats too much.what do you guys think?thanks for any help.Nickel Searcher 219

 

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[MrSchulz]

You are entitled to getting coin. Your a paying customer. Talk to the head teller or branch manager and ask to order boxes. DO NOT DUMP YOUR COIN ON THEM And NEVER PAY A FEE. If you can not find anyway to get more volume, make them your new dump bank, and get a new pickup bank

 

[Nickel Searcher 219]

the bank is fine with it.I just need some opinions so i can make my stepdad let me get 125$ a week in coin.He thinks that is too much.but he might change his mind if i had some more opinions.

 

[Mrs.CRH]

$125 is not a lot at all. Let him know there are people that do thousands of dollars in coins a day. As long as the bank is fine with it there shouldn't be a problem.

 

[MrSchulz]

Here:

http://www.treasurenet.com/forums/c...l-thread-all-parent-parenting-complaints.html

 

[ArkieBassMan]

You are entitled to getting coin. Your a paying customer. Talk to the head teller or branch manager and ask to order boxes. DO NOT DUMP YOUR COIN ON THEM And NEVER PAY A FEE. If you can not find anyway to get more volume, make them your new dump bank, and get a new pickup bank

This kind of thinking may get you into trouble down the line. In this case, you are not a paying customer. The bank makes no money off this transaction, as you are merely trading an equal amount of paper money for coins. In fact, the bank loses money as they had to pay to have the coins shipped in as well as pay the teller(s) a wage to handle your transaction. It really is a miracle that we are able to CRH with no fees most of the time. You are never entitled to free service from anyone, including banks. Anytime you receive free service, you should feel thankful, not entitled. Also, turning an order bank into a dump bank for not providing you with services that you feel you deserve isn't necessarliy a good idea either. Banks can close your account, refuse to sell you coin, refuse to take your dumped coin and show you the door anytime they wish...for any (or no) reason whatsoever. To succeed in this hobby long-term, you'll have to learn how to balance keeping your banks/tellers happy with doing the volume that you would like to do...and every bank and teller are different. I have a dump bank that would allow me to dump $10,000+ weekly and it wouldn't ever be a problem. Another bank cut me off after doing about $500 a week for a couple of months, and so there would be no surprises, I was even kind enough to get prior approval from the manager to do up to $1000 weekly before beginning. They're all different, and you'll have to learn about and treat each one differently. Even then, you still may lose a few along the way.

As for the issue with your stepfather, that is between the two of you. My advice would be to talk to the bank with your stepfather present. If they say that the 2 boxes you wish to order is fine with them, then hopefully it will be fine with your stepfather as well. If not, then just do what you can when you can.

 

[BuffaloBoy]

I can walk into a bank and ask for 4 boxes of pennies with no questions asked, if i could carry more, i would, but i would never make 2 trips into a bank for coins, i only order/ask for what I can carry, it is generally the same for the tellers too. we don't want them making multiple trips in and out of the vault for your coin order.

 

[BuffaloBoy]

though i did stop at 2 banks today requesting a SINGLE box of pennies, and the one bank refused to sell to me... I sat out in my car for a little bit and thought it out, went back in and bought the box of pennies after further convincing... i could always take my money and account to the bank 1/4 mile down the street. i think because I have an account, they should at least give me a few rolls of coins, right?? there are always mixed opinions about this which is reasonable, but i think that it wouldn't look good for the bank to refuse one SINGLE box of pennies, or even a few rolls, the one teller wouldn't even sell me ONE roll of pennies or the GOLDEN DOLLARS out of her tray(not that I wanted those anyway, but asked)

HH
Buff

I can walk into a bank and ask for 4 boxes of pennies with no questions asked, if i could carry more, i would, but i would never make 2 trips into a bank for coins, i only order/ask for what I can carry, it is generally the same for the tellers too. we don't want them making multiple trips in and out of the vault for your coin order.

 

[Easy]

Idk. I have noticed that the policies are SO inconsistent that even when you get denied by a teller you can usually walk back into the same branch a few days later and they don't even bat an eyelash.... It's crazy. Just don't lose your cool. I did that once now I don't even want to go back to that particular branch cause I embarrassed myself.....

 

[MrSchulz]

This kind of thinking may get you into trouble down the line. In this case, you are not a paying customer. The bank makes no money off this transaction, as you are merely trading an equal amount of paper money for coins. In fact, the bank loses money as they had to pay to have the coins shipped in as well as pay the teller(s) a wage to handle your transaction. It really is a miracle that we are able to CRH with no fees most of the time. You are never entitled to free service from anyone, including banks. Anytime you receive free service, you should feel thankful, not entitled. Also, turning an order bank into a dump bank for not providing you with services that you feel you deserve isn't necessarliy a good idea either. Banks can close your account, refuse to sell you coin, refuse to take your dumped coin and show you the door anytime they wish...for any (or no) reason whatsoever. To succeed in this hobby long-term, you'll have to learn how to balance keeping your banks/tellers happy with doing the volume that you would like to do...and every bank and teller are different. I have a dump bank that would allow me to dump $10,000+ weekly and it wouldn't ever be a problem. Another bank cut me off after doing about $500 a week for a couple of months, and so there would be no surprises, I was even kind enough to get prior approval from the manager to do up to $1000 weekly before beginning. They're all different, and you'll have to learn about and treat each one differently. Even then, you still may lose a few along the way.

As for the issue with your stepfather, that is between the two of you. My advice would be to talk to the bank with your stepfather present. If they say that the 2 boxes you wish to order is fine with them, then hopefully it will be fine with your stepfather as well. If not, then just do what you can when you can.

If you have an account they have no right to refuse you coinage unless they don't have that much on hand which then they should order a box and be prepared. It is just like cashing a $200 check and asking for big bills, small bills, or two 100 dollar bills.

 

[MrSchulz]

I can walk into a bank and ask for 4 boxes of pennies with no questions asked, if i could carry more, i would, but i would never make 2 trips into a bank for coins, i only order/ask for what I can carry, it is generally the same for the tellers too. we don't want them making multiple trips in and out of the vault for your coin order.

Same here. My dump bank orders me a box of nickels every week. They asked me, and I still dump on them though because the finds aren't that good but if I start getting solid rolls of war nickels or buffs then I'd consider changing. As for your OP, i've never had to order a box other than my dump bank ordering them for me.

 

[ArkieBassMan]

If you have an account they have no right to refuse you coinage unless they don't have that much on hand which then they should order a box and be prepared. It is just like cashing a $200 check and asking for big bills, small bills, or two 100 dollar bills.

100% incorrect. Banks will generally provide these services as requested to keep their customers happy in the hopes that if/when that customer decides to take out a loan to buy a car, house, start a business, etc. that they will use their bank. Indeed if you go and cash a $200 check and ask for 2 $100 bills, 20 $10 bills, or even all singles they will likely grant your request. However, they are absolutely under no obligation to do so. They could plunk down 4 $50 bills even though you requested 2 $100 bills and basically force you to take the $50's or your check back. Granted, that example will never happen, as that kind of customer service will in the long run cost the bank customers and business, but it would certainly be within the bank's right to do so.

The banks pay a fee to the courier service to have boxes of rolled coin delivered. They absolutely have the right to deny the purchase of rolls or boxes of coin (especially to non-business account holders) and/or to charge a fee for those boxes.

With that said, I have rarely been denied when asking to buy a box of cents, nickels, dimes, or quarters.

 

[mercury1]

Remember, crh is a pain for both pick up and dump banks. As others have said, we are lucky we can do it at all. Best way to go about it is to kill them with kindness. If you get denied a box, which you haven't ordered, or loose rolls, which they may be running low on, best response is OK, thanks anyway,and off you go. Also always ask for halves and big dollar coins, even if what you really want is dimes, nickels or cents because most tellers are very happy to get rid of those pesky large coins and will remember you for taking them off their hands. Yesterday at my dump bank, girl was coming out as I was going in. (smoke break) She jokingly blocked the door saying "we're closed". I said, oh come on, be nice. She says " oh believe me, we are being nice". These girls hate changing bags and I realize that. If they would let me do it I would be happy to but bank policy doesn't allow it. No mater what kind of snarky comments they come up with I'm just polite, smiling and try to chat them up. I do my dumping, they change bags, and I leave with my cash. That works for me.
HH

 

[BillyOceansEleven]

As noted, you are not entitled to free coin from any bank even if you are an account holder. If this were the case everyone here would be ordering dozens of boxes a week from a single branch. The banks do this as a courtesy and can stop any time they choose.

I've noticed several banks actually have a fee for rolled coin on their published fee schedules but in practice typically don't charge it. So especially in these cases they do have the right to charge you a fee but don't as a courtesy. In other words: don't push it!

 

[SilverForBrains]

That's not too much. If I had a son into CRH, I would let him go through as much coin as he wants. I'd much rather have him sorting coins than being a menace to the community. Plus you're not spending any of that money, you're making it! Still, we also have to understand we are used to this sort of thing, to most people that seems like a LOT of coins. You just need to explain it to him in a way that he can understand. Maybe show him some wide AM '99 auctions on ebay, or show him some of the hauls on this forum. Tell him you'll put every other coin away for college. This should be encouraged.

 

[D1MES_101]

to me, that aint much compared to the boxes of dimes i search every week. Just as long as you don't Overload your dump bank, or order too much from your pickup bank, tell your stepdad there shouldn't be a problem - and tell your step dad that 2 boxes isn't much

 

[jerseyben]

You are NOT entitled to anything at your bank. You do NOT have a right to coins. This kind of thinking needs to stop...

 

[BoredBankTeller]

This kind of thinking may get you into trouble down the line. In this case, you are not a paying customer. The bank makes no money off this transaction, as you are merely trading an equal amount of paper money for coins. In fact, the bank loses money as they had to pay to have the coins shipped in as well as pay the teller(s) a wage to handle your transaction. It really is a miracle that we are able to CRH with no fees most of the time. You are never entitled to free service from anyone, including banks. Anytime you receive free service, you should feel thankful, not entitled. Also, turning an order bank into a dump bank for not providing you with services that you feel you deserve isn't necessarliy a good idea either. Banks can close your account, refuse to sell you coin, refuse to take your dumped coin and show you the door anytime they wish...for any (or no) reason whatsoever. To succeed in this hobby long-term, you'll have to learn how to balance keeping your banks/tellers happy with doing the volume that you would like to do...and every bank and teller are different. I have a dump bank that would allow me to dump $10,000+ weekly and it wouldn't ever be a problem. Another bank cut me off after doing about $500 a week for a couple of months, and so there would be no surprises, I was even kind enough to get prior approval from the manager to do up to $1000 weekly before beginning. They're all different, and you'll have to learn about and treat each one differently. Even then, you still may lose a few along the way.

As for the issue with your stepfather, that is between the two of you. My advice would be to talk to the bank with your stepfather present. If they say that the 2 boxes you wish to order is fine with them, then hopefully it will be fine with your stepfather as well. If not, then just do what you can when you can.

It's so refreshing to see somebody on here has this opinion. There is a rampant sense of entitlement among a lot of the posters on this board regarding how the bank has to accommodate our hobby. They don't. All this gibberish about how you're paying customers and the banks have to provide you with this service and if they don't look for a bank that provides better service is very misinformed.

Banks make money from hanging onto your deposit dollars and loaning them to others. So unless you've got a lot of money on deposit with a bank or you've got loans with them you're not really doing much for them. If you keep a few thousand dollars in an account to do some hunting with you're not doing anything for banks. If they "lose your business" they really couldn't care less. And as this poster pointed out you are costing them money. Every time I have a box of halves ordered it costs my employer money. And then when I dump it it costs the dump bank money. I'm not contributing to their bottom line in any way shape or form and as a result I'm very grateful that they facilitate these transactions for me.

I guess what I'm getting at is that it's not the bank's responsibility to allow you to partake in this hobby, so when they do accommodate you be appreciative.

 

[lost]

I'm retired so I don't visit my bank often but I've known the two lady tellers for years. A couple of months back I asked if they had any people buying boxes of half's on a regular schedule? She got this grim look on her face and asked, "honey, your not about to turn into one of those ****'ed coin roll hunters, are you." Then she told me what a pain that could be. One fellow has been dogging that one bank for at least five years, buy and dump a couple of boxes every other week. She has heard that same guy hits every bank in the county. Her Bank Manager said to just keep smiling and fill his request. Both these tellers collect silver. One said she has around 50 mercury's she has picked over the last few years. Some silver is still out there, the teller's and other clerks are just getting it before it ends up in a roll. More power to them.