3rd nickel box - so/so

[GarouLady]

Well due to some of the tellers giving me weird looks over the last month because I am constantly turning in dimes, I went to nickels. To save gas, I actually rerolled a box of dimes and turned them into a small branch and switched them out for a box of nickels, depositing the 50 bucks into my account. Forgot to get nickel rolls, bummer... The box was so-so, I got 2 war nickels (both 1945-Ps), no buffs, 2 nice looking 1963's and one gold toned 1977. I figured I will work on getting war nickels for a while and when I get enough, I either sell them on craigslist, or take them to one of my LCSs and get some buillion. Yeah I know the nickels are only 35% silver, but after 3 boxes, I have 5 nickels. Not a bad start.

Hugs and Smiles,
Garoulady

 

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[MrSchulz]

Well your first problem, from what im reading, you dump where you buy. Never a good idea. Only dump where you buy if you don't plan to buy there anymore, or if they cut you off.

 

[SilverForBrains]

uhoh if you turned in a dime box for a nickel box and put $50 in your account, they still owe you $100!

 

[sagittarius98]

Well your first problem, from what im reading, you dump where you buy. Never a good idea. Only dump where you buy if you don't plan to buy there anymore, or if they cut you off.

Now if you just pick up CWRs where you dump, that's okay, but not boxes or MWR.

Garou- your weird looks won't disappear until you stop dumping where you order.

 

[detectorboy552]

Nice finds! Ive found 6 warnickels, and 2 buffalos in 3 boxes, we are at a pretty even average, I got lucky and found 4 warnickels in a $100 box. I also keep anything in the 50's and older, over 100 of those.

 

[GarouLady]

I only have 1 bank with 2 branchs, one branch I dump at (which is limitless and don't charge) and the other I pick up that is only 4 minutes from my house, And 1 CU where I dump at partially because their limit is 200 bucks a day. I don't have a lot of play around here with banks or CUs because everywhere else I have been to require a account. There are over 10 different banks and CUs in my town but I sure as biscuits am not going to have 10 accounts just so I can dump or pick up. The only thing I can think of is driving all around town, wasting precious gas and try to pick up a couple of rolls of nickels here at every single financial institute.

But if anyone else has an idea, please let me know. Because I know everyone says not to dump where I pick up. Well the 3 times I have dumped there and they have been absolute angels. No funny looks, no grumbles or anything. I deposit most of the money, drive to a nearby branch and pick up my box. a couple of times I have picked up where I dumped because there is no other places to get boxes and I am in a hurry to get out of town before the traffic gets nasty.

Hugs and Smiles and a whole box of silver for everyone,
Garoulady

PS - Thanks silver. The teller corrected me on that one. I thanked her profusely. I've been sick with broncitis and fever, so I blame that for my brain gases. LOL

 

[vetarun]

I have a credit union here where they have about 9 different locations. When someone is sick or on vacation they will have people from a different location come in and fill that spot. With only two branches it won't take long for them to figure out your routine and they will not be so many angels about.
It may be better for you to go open an account and only put 50-60 bucks in it. So what if they take a fee of 5-8 dollars a month for not having the minimum balance. If they are a large outfit like reg. or wf. even better. That will open up hundreds of dump banks wherever you go. Dump as much as you can there. Make them earn that 5-8 bucks a month. Put money in again 5-6 months down the road and your set to dump for another 6 months. I feel that is a small price to pay for a hobby.

 

[FormerTeller]

I have a credit union here where they have about 9 different locations. When someone is sick or on vacation they will have people from a different location come in and fill that spot. With only two branches it won't take long for them to figure out your routine and they will not be so many angels about.
It may be better for you to go open an account and only put 50-60 bucks in it. So what if they take a fee of 5-8 dollars a month for not having the minimum balance. If they are a large outfit like reg. or wf. even better. That will open up hundreds of dump banks wherever you go. Dump as much as you can there. Make them earn that 5-8 bucks a month. Put money in again 5-6 months down the road and your set to dump for another 6 months. I feel that is a small price to pay for a hobby.

Couldn't have said it better myself. If you've got 10 banks in the area, you don't have to have 10 accounts. I've got probably 50 different banks in the area, but had accounts at 2 different ones before I started CRHing, opened an account at another bank purely for dumping, and recently at a fourth because they had decent boxes. I'd be surprised if you couldn't find a bank in your area that didn't have free checking, or at least low rates. My dump bank didn't have free checking, but waived the monthly fee if I did a minimum number of transactions - easy enough to do with all the dumps I make.

Bottom line, you're going to have to open another account somewhere; either now to make it easier to CRH, or later when your bank cuts you off. I'd advise doing so now.

Good luck (and no hugs).