2nd bag back w/ moral dilemma

Rosco53

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2nd bag back and I found a 2009 dump: 191 cents. Also pulled 13 wheats (oldest was 1939) and 3 canadians. Also pulled a JFK punch, always fun to find. Now for the dilemma: first bag I found 16 dimes. This one I found 80 and a nickel. I'm up $8.58, but if this trend continues, think I should probably let my bank know... Onto #3!
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In all honesty, I don't believe I would say diddly to the bank, as I doubt they would have a clue as to how the coins got mixed.
 

In all honesty, I don't believe I would say diddly to the bank, as I doubt they would have a clue as to how the coins got mixed.
I totally agree.

Sleep tight guy your moral compass is intact... Just let it go like DD said.
 

Whenever I get bags off the counter, if there appears to be an inordinate number of any other denomination, I let the employee know that their service technician should address the issue. This attitude and action is appreciated and frequently gets me “in the door” at other branches of the same bank or credit union.

Time for more coffee.
 

So yeah, after 4 bags, $20 in dimes. Nice little bonus, but I'm gonna let them know.
 

This is a tough one, as I am completely with you as it relates to the moral issue of telling them that their counter is off. However, given that it is not large amounts of money, and as MIhunter said above (coin counters aren't perfect), I would let sleeping dogs lie. If it turns out where you were getting many more dimes in a bag, then I would say something.

If you say something, you run the risk that they shut you off from buying bags off their machine (they can't guarantee the accuracy of what they sell you), and worse, maybe they shut all the machines like TD did in 2016.

just my opinion
 

This is a tough one, as I am completely with you as it relates to the moral issue of telling them that their counter is off. However, given that it is not large amounts of money, and as MIhunter said above (coin counters aren't perfect), I would let sleeping dogs lie. If it turns out where you were getting many more dimes in a bag, then I would say something.

If you say something, you run the risk that they shut you off from buying bags off their machine (they can't guarantee the accuracy of what they sell you), and worse, maybe they shut all the machines like TD did in 2016.

just my opinion
I bank through a small rural bank, next closest is over an hour away or so, and they only have the 1 coin machine. So I figure if its off by that much, telling them is not only the "right" thing to do, but as I'm just getting back into this will demonstrate that I'm trustworthy and someone they want to deal with moving forward. Its tempting to sit back and keep making $ doing so to offset what they want to charge me for bags, but already made $20 off this and that doesn't quite feel right.
 

I bank through a small rural bank, next closest is over an hour away or so, and they only have the 1 coin machine. So I figure if its off by that much, telling them is not only the "right" thing to do, but as I'm just getting back into this will demonstrate that I'm trustworthy and someone they want to deal with moving forward. Its tempting to sit back and keep making $ doing so to offset what they want to charge me for bags, but already made $20 off this and that doesn't quite feel right.
Ok I agree with you as that changes the calculus quite a bit.

I wasn't thinking about it from making a few bucks, as i agree, I don't think that is right. I was just thinking once you open some can of worms who knows what they do. However particularly given it's the only game in town, they must know you, and yeah you need them to know you are an honest person. So I would tell them what is happening. Hopefully it all works out for you.
 

So I figure if its off by that much, telling them is not only the "right" thing to do, but as I'm just getting back into this will demonstrate that I'm trustworthy and someone they want to deal with moving forward.

If that is where your moral compass is leading you, then FWIW I agree with your choice. Being true to oneself is far more important than a few bucks in dimes.
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Be aware, however, that oft times doers of good deeds are unfairly punished. No matter, really, as your honor and integrity are solid.
 

So yeah, after 4 bags, $20 in dimes. Nice little bonus, but I'm gonna let them know.
That would be the honest thing to do. :icon_thumleft:
 

The bank won't do anything about it. They are not the ones "short". When the people put their money in, if a dime went into the penny bag, they were credited with a penny. So the CUSTOMER is the one short. The bank credited one penny, sold it to you as one penny, and they are balanced. They have NO way of knowing which client did it, so they say congrats and keep the dime(s). Been there, done that. SO not a moral dilemma. Just a machine counting off and you happen to benefit. SOme unknown is the loswer, not the bank.
 

I wouldn't say anything, because there have been times where I've purchased bags of coins from the bank, and I have been shorted. I don't say anything because it's usually only a dollar here and a dollar there. It all averages out and If I go in there and tell them I have been shorted then they may stop selling me the bags.
 

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