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I googled this and found this information!!!
There are two possibilities with a '1995D silver penny': 1. Someone has altered the coin after it was minted and if so, it is worth a penny. 2. It could be a misstruck/error coin (a coin struck on a planchet intended for a coin of another denomination or of the wrong metal) if this is the case then it could be worth as much as $250.00 according to condition.
Read more: What is the value of a 1995-D silver penny
Obviously #2 is out because it sticks to a magnet.
My first thought was mercury stuck to it, but then you said it was magnetic. I dunno
A copper coated 1955 Wheatie would truly be an anomily, because they were solid copper coins and the zinc pennies did not come into play until the lat 80's if my memory serves me correct.
So I vote for experiment.
John