I only belong to 8---- 7 now---- Banks. This particular bank was all set up to be my dump bank. When I opened my account, the lady assured me i could deposit coins for instant credit, and even gave me a nice stack of about 30 coinlok bags. This bank only has 3 branched in my area. Well call the location I opened the account at A, the location I had issues with B, and the location I never visited C. Well, about 3 weeks ago, I go to location B and try to dump $2,000 in halfs- With no luck what-so-ever. Oh well, I left and thought nothing of it. Another CRH in my area dumps at location A, and was recently having issues, so I figured I wouldn't even waist my time there.
This particular bank charged 4 bucks a month, and doesn't offer any kind of student accounts of anything. So after seeing that they were going to do me no good, I decided I would close my account when I had time. As most of you know, I picked up a nice De La Ru Coin counter last week. New it costs $2,500, so its pretty solid- the real deal.
Saturday (the 25th) I decided I would have some fun. I went to location 2 with two coinlok bags and asked to swap for cash (9:00). After getting a firm no, I proceed to talk to the manager, and show her an email from location 1 saying I can deposit the coins and what not. In the most condescending voice she proceeded to tell me that their coin process was to take the coins, ship it off, have it counted, and credit my account in 1-2 weeks. I said that was the biggest joke I've heard. I then said something like, "HEY! I've got a nice coin counter that costs two grand in the car. Let me go get it so we can verify this coin together!" I wheel this massive counter into the branch and she looks at me funny and says that they cant use third party devices in the bank because I may have "tampered" with it (9:15). Now she says that they can only accept rolled coin for immediate credit. *this is where things start to get good* I say, awesome!, I don't have any plans the rest of the day, I whip out my knife, cut open the bag, and start pouring it out onto the counter. While doing so reiterating the fact that I could just short the rolls 1-4 coins, and they wouldn't know, so it would be easier for them to just take the bags. I think that pissed her off a little. Because now I can only deposit 100 in rolled coins for immediate credit.
It is now 9:30, I know for a fact 100% that I AM NOT getting immediate credit, and the coins will be leaving with me today. I figure, mine as well prolong this as long as I can. My next questions was, "This is a bank yes? so you can take coin? What is the normal process?". She proceeded to tell me again, Take the coin, ship it out, 1-2 I will receive credit into my account, AND there will be a 12 dollar fee. WAIT- a 12 dollar fee? Yup. *Knowing that I've just been lied to* I say, "Oh Awesome! No problem, I'll leave my coin here and you can debit my account in 1-2 weeks. Please show me the fee in your fee scheduled." Haha, to bad the fee scheduled doesn't have made up fees in it. The Manager, assistant manager, service specialist, and 2 teller all spent the next 20-25 minutes looking for this nonexistent fee. At 10:00, she comes up to me and says I need to leave and that they've spent to much time helping me. She proceeds to tell me that I need to go to location A to get the fee scheduled. I look at her a little sideways and say "This is _____ Bank, and the bank in location a is a ______ Bank, So you both use the same papers and have the same rules, so why will they give me something that you cant?" Then she told me she was done and I needed to leave right away. With a smile on my face I wave goodbye, tell them I'll be back Monday for the fee scheduled, and walk out. The coins got deposited at the bank 200ft down the street.
At one point, I said something like "Well this seems very anti-productive, maybe I'll just close my account", well that had to be the funniest thing because every employ in the bank looked up, yelled "yes!" and clapped lol.
Fast forward to this morning. The bank opens at 9:00. I get a call at 8:05, as I am walking to my first class that starts at 8:10. Its location A. The manager tells me that she no longer wants me as a customer, I need to come empty my account today or they'll do it for me, and that my name is being added to the banks blacklist. I found it touching that she wanted to go in 50 minutes early to cancel my account (LOL jk).
Fast forward until after school and after all my pick ups and dumps. It's about 4:30, bank closes at 5. I go in and try to withdraw 4.99 from my account, leaving .01 in the account. The teller tells me my debit card has been deactivated and gets the manager. I asked what the issue is. She says that I've been trying to sneak behind her back, by going to location B and then Location C, because I was supposed to go talk to her after my first issue (WHICH NO ONE TOLD ME). And funny thing was I have never been to location C, its to far for me. Anyways, she then tells me I caused a huge scene at the other branch, and they almost called the police to remove me (HA). For some reason the manager at location B told the manager at location A I had 15 bags of coin in my car. She thought I was money laundering or something and then repeated to tell me she just didn't want to do business with me any more.
Having as much fun as I can, I ask to see where in their user agreement is says they can cancel my account without cause. Of course! They can't find it. But she said I didn't seem like the type of guy to cause a huge scene, so I would be removed from the blacklist and she hoped we could do business in the future (HA). I suppose I may have said I had more coins or something along those lines when I was rambling on Saturday morning.
Lastly, they wouldn't let me leave with my debit card, and if I wanted it I had to cut it up, So I spent a solid 10 minutes making a beautiful snowflake out of the card. This thing was STUNNING! I should have taken a picture. LOL!
Lesson learned, Stay away from CALIFORNIA BANK AND TRUST!
Thanks for listening to my rant/ story. I had the biggest grin/ smile on my face the whole time. I hope you guys got a good laugh out of it as well.
-1 bank accounts lol. 7 left.
I've also been less active on the forums. Fed up with the power control held by mods, the harassment and slandering of certain members, and the overall lack of community right now. I'll still be checking in every once in a while. Always available PM if you need to get in contact with me.
On a CRH note, I pulled close to 15oz last week doing some intense volume. Don't have the exact numbers up right now. But it was a lot. Got 6 today and only got a '64. It's all good though.
Happy Hunting! Good Luck!
This particular bank charged 4 bucks a month, and doesn't offer any kind of student accounts of anything. So after seeing that they were going to do me no good, I decided I would close my account when I had time. As most of you know, I picked up a nice De La Ru Coin counter last week. New it costs $2,500, so its pretty solid- the real deal.
Saturday (the 25th) I decided I would have some fun. I went to location 2 with two coinlok bags and asked to swap for cash (9:00). After getting a firm no, I proceed to talk to the manager, and show her an email from location 1 saying I can deposit the coins and what not. In the most condescending voice she proceeded to tell me that their coin process was to take the coins, ship it off, have it counted, and credit my account in 1-2 weeks. I said that was the biggest joke I've heard. I then said something like, "HEY! I've got a nice coin counter that costs two grand in the car. Let me go get it so we can verify this coin together!" I wheel this massive counter into the branch and she looks at me funny and says that they cant use third party devices in the bank because I may have "tampered" with it (9:15). Now she says that they can only accept rolled coin for immediate credit. *this is where things start to get good* I say, awesome!, I don't have any plans the rest of the day, I whip out my knife, cut open the bag, and start pouring it out onto the counter. While doing so reiterating the fact that I could just short the rolls 1-4 coins, and they wouldn't know, so it would be easier for them to just take the bags. I think that pissed her off a little. Because now I can only deposit 100 in rolled coins for immediate credit.
It is now 9:30, I know for a fact 100% that I AM NOT getting immediate credit, and the coins will be leaving with me today. I figure, mine as well prolong this as long as I can. My next questions was, "This is a bank yes? so you can take coin? What is the normal process?". She proceeded to tell me again, Take the coin, ship it out, 1-2 I will receive credit into my account, AND there will be a 12 dollar fee. WAIT- a 12 dollar fee? Yup. *Knowing that I've just been lied to* I say, "Oh Awesome! No problem, I'll leave my coin here and you can debit my account in 1-2 weeks. Please show me the fee in your fee scheduled." Haha, to bad the fee scheduled doesn't have made up fees in it. The Manager, assistant manager, service specialist, and 2 teller all spent the next 20-25 minutes looking for this nonexistent fee. At 10:00, she comes up to me and says I need to leave and that they've spent to much time helping me. She proceeds to tell me that I need to go to location A to get the fee scheduled. I look at her a little sideways and say "This is _____ Bank, and the bank in location a is a ______ Bank, So you both use the same papers and have the same rules, so why will they give me something that you cant?" Then she told me she was done and I needed to leave right away. With a smile on my face I wave goodbye, tell them I'll be back Monday for the fee scheduled, and walk out. The coins got deposited at the bank 200ft down the street.
At one point, I said something like "Well this seems very anti-productive, maybe I'll just close my account", well that had to be the funniest thing because every employ in the bank looked up, yelled "yes!" and clapped lol.
Fast forward to this morning. The bank opens at 9:00. I get a call at 8:05, as I am walking to my first class that starts at 8:10. Its location A. The manager tells me that she no longer wants me as a customer, I need to come empty my account today or they'll do it for me, and that my name is being added to the banks blacklist. I found it touching that she wanted to go in 50 minutes early to cancel my account (LOL jk).
Fast forward until after school and after all my pick ups and dumps. It's about 4:30, bank closes at 5. I go in and try to withdraw 4.99 from my account, leaving .01 in the account. The teller tells me my debit card has been deactivated and gets the manager. I asked what the issue is. She says that I've been trying to sneak behind her back, by going to location B and then Location C, because I was supposed to go talk to her after my first issue (WHICH NO ONE TOLD ME). And funny thing was I have never been to location C, its to far for me. Anyways, she then tells me I caused a huge scene at the other branch, and they almost called the police to remove me (HA). For some reason the manager at location B told the manager at location A I had 15 bags of coin in my car. She thought I was money laundering or something and then repeated to tell me she just didn't want to do business with me any more.
Having as much fun as I can, I ask to see where in their user agreement is says they can cancel my account without cause. Of course! They can't find it. But she said I didn't seem like the type of guy to cause a huge scene, so I would be removed from the blacklist and she hoped we could do business in the future (HA). I suppose I may have said I had more coins or something along those lines when I was rambling on Saturday morning.
Lastly, they wouldn't let me leave with my debit card, and if I wanted it I had to cut it up, So I spent a solid 10 minutes making a beautiful snowflake out of the card. This thing was STUNNING! I should have taken a picture. LOL!
Lesson learned, Stay away from CALIFORNIA BANK AND TRUST!
Thanks for listening to my rant/ story. I had the biggest grin/ smile on my face the whole time. I hope you guys got a good laugh out of it as well.
-1 bank accounts lol. 7 left.
I've also been less active on the forums. Fed up with the power control held by mods, the harassment and slandering of certain members, and the overall lack of community right now. I'll still be checking in every once in a while. Always available PM if you need to get in contact with me.
On a CRH note, I pulled close to 15oz last week doing some intense volume. Don't have the exact numbers up right now. But it was a lot. Got 6 today and only got a '64. It's all good though.
Happy Hunting! Good Luck!
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